Zinch

It used to be a good company to do business with. I done several advances with them. Today, I found out that instead of taking the agreed % of my deposit, they took the WHOLE deposit for the last 10 days, and now my account is short and incurring overdraft fees. I tried to talk to a supervisor and only got their machine and no return call. They also changed my log in information so I was not able to see the transactions. This company in very sketchy. I will no longer do business with them, and suggest that no one else does either

I signed up to Zinch to get information on scholarships. I am in college and know what I am doing and where I am going. I just can't pay for it all. Well, Zinch started spamming me about colleges that were "interested in me." They had an "unsubscribe" in the messages, but I tried it multiple times and it did nothing. Next, I looked for settings in the Zinch web site to stop this, and there were none I could find. When I emailed their support about not wanting emails about colleges because I was just looking for a scholarship, and that there was no way to change the settings to stop their emails, and that I had tried their unsubscribe in the emails, their response was to cancel my account. They did not apologize, as for more details, or anything. They never clarified a single thing about what I was wanting to do or explained that the ads were mandatory or what. They just booted me to the curb for not wanting to hear about colleges. I give their customer service an F-.

Oh, and 98% of the scholarships they linked me were ones with requirements I did not meet, like being in a state other than the one I selected, being a gender other than the one I selected, being HS Senior when I said I was in college, and so on. Their filter also gets an F-.

Horrible company to do business with, they can not be trusted. They use extortion tactics on a regular basis - BEWARE