How would you rate TransUnion?
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Illinois
1 review
1 helpful vote
Follow Debbie G.
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Wanted to check my credit score thru all 3 agencies. Just received a Transunion Credit Report...woefully inaccurate. It had 6 addresses which aren't even mine as well as 2 accounts that aren't mine. They belong to my ex-husband and we've been divorced for more than 15 years. How is it possible to be so woefully inaccurate?

Date of experience: December 19, 2024
Illinois
2 reviews
3 helpful votes
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Wish for 0 stars
December 5, 2024

Horrible website blocked me! Now have to wait 15 mins just to unfreeze credit account! Other 2 did it without trouble! Can we fire them oh no I never hired them nor want them,

Date of experience: December 5, 2024
Arizona
2 reviews
6 helpful votes
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They couldn't be any worse with technology, care, implementation, service, regulatory adherence, etc. THEY ARE HORRIBLE!

Date of experience: January 10, 2025
Kansas
1 review
1 helpful vote
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Worst ever
September 28, 2024

I activated a credit freeze and cannot deactivate it. It will not let me log in, change my password, or reach anyone over the phone. It gets stuck on "enter your SSN", but it never registers it. A complete mess.

Date of experience: September 28, 2024
Florida
1 review
1 helpful vote
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Decided today to request a credit freeze from all three credit agencies due to the recent massive data breach. Managed to place a freeze with Experian and Equifax online in less than 2 minutes each. After 5 attempts with TransUnion, where I was repeatedly thrown off of their website, I decided to call customer support. I've now been on hold for 20 minutes. Added bonus...you have to press hold every 30 seconds to stay on the line. Sorry dudes, you suck.
Now I'm gonna select 2 for a call back. What do you think the chances are that that will ever happen?

Date of experience: September 16, 2024
California
1 review
1 helpful vote
Follow Fabio A.
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I am a victim of identity theft and my Transunion credit score dropped from 800+ to 650 because of a fraudulent account opened in my name. Transunion told me that despite I dont have any responsibility with this issue, my credit score will remain 650 for 7 years! So now I wonder how reliable their credit reports are, they provide wrong information to banks and institutions day after day!

Date of experience: May 3, 2024
Canada
1 review
8 helpful votes
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Complete lack of transparency or knowledge, - I am considering legal action against them. Their "specialists" giving contradicting advices, making it clear that they are not sure themselves about why their buggy software results are so unstable.

Date of experience: September 30, 2023
California
1 review
6 helpful votes
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Boo this website.
September 29, 2023

This website is literal garbage. I have tried to login and receive my credit report from several browsers, and it still won't work. To log out and log back in was the only recommendation I got from Tammy in the customer service chat. It takes an eternity to load, but I'm not sure if it ever actually loads because I waited very very long time each time I tried it and it never worked.
Maybe they'll give me my credit report through Facebook or "Twitter". Even that part of the website is out of date by over 2 months. They need to get at least one thing right anywhere.

Date of experience: September 29, 2023
Canada
1 review
2 helpful votes
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I have provided complete correct address and all the DOB information. Nothing is showing up on the Database for some odd reasons. Call in to double check, none of the operator understand a simple request and kept on asking questions that doesn't even involves with this. I don't even know why I am using this service at all.

Date of experience: November 10, 2023
Washington
0 reviews
2 helpful votes
Follow James M.
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Hello everyone I hope this review helps.
Like a lot of people in the United States I use apps on my phone. Experian app to get my Experian credit score and credit Karma to see transunion and Equifax because TransUnion is such a cheap company they will ("Literally") not give you your own score unless you Pay for it!
There are several main factors as we all know that go into a credit score. I called them at this phone number *******388 to inquire why my score is lower than on the other two agencies by about 38 points of course they cannot help unless you pay for the score. I have my credit utilization percentage down between 6 and 10% depending on which company you look at all my credit cards are paid except for one and I only owe $1,500 on that haven't been really good shape I think their company honestly crappy I wish they weren't even a figure in the credit world. Really pathetic in 2023.
James M.

Date of experience: November 27, 2023

Overview

TransUnion has a rating of 1 stars from 174 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with TransUnion most frequently mention customer service, credit report and phone number. TransUnion ranks 70th among Credit Reports sites.

service
92
value
84
shipping
5
returns
5
quality
86