Coolcredit

I always thought of giving back to my family when I was in the position to, I mean who doesn't, so I gave my troubled nephew a chance by taking out a car loan under my name for him, at the end of the day, we're family after all! He was doing great paying it monthly, but then he lost his job during the pandemic. It was repossessed & I felt like a fool, really! This thing has been on my credit report for years leaving my credit to suffer drastically. I recently figured it was time to bite the bullet so I picked Cool Credit over others because of the consultation I had with them before. You can tell they care about what they do, no doubt about it.

I needed to repair my credit pretty bad but didn't have the money to drop hundreds of dollars off the bat like that. While looking up how to restore my credit score, I came across Cool Credit which offered financing options where I could make a small monthly payment while they work on fixing my credit. 2021 has not been all that bad!